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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,445 | $93,598-39.7% | $135,974-58.5% | $75,173-24.9% |
| Participation rate | 32.1% | 75.2%-43.1pp | 81.9%-49.8pp | 67.2%-35.1pp |
| Annual return | 20.21% | 30.89%-10.7pp | 68.30%-48.1pp | 160.72%-140.5pp |
| Employer contribution / active EE | $1,844 | $3,538-47.9% | $4,859-62.0% | $2,671-31.0% |
| Participant deferral / active EE | $4,017 | $6,405-37.3% | $7,760-48.2% | $4,126-2.6% |
| Admin fee / account holder | $15,993 | $6,978+129.2% | $10,767+48.5% | $5,651+183.0% |