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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,801 | $89,367-56.6% | $141,191-72.5% | $72,975-46.8% |
| Participation rate | 84.2% | 75.1%+9.1pp | 82.5%+1.7pp | 69.5%+14.7pp |
| Annual return | 352.90% | 111.87%+241.0pp | 71.41%+281.5pp | 81.01%+271.9pp |
| Employer contribution / active EE | $3,080 | $3,115-1.1% | $4,736-35.0% | $2,440+26.2% |
| Participant deferral / active EE | $9,460 | $5,419+74.6% | $6,710+41.0% | $3,608+162.2% |
| Admin fee / account holder | $441 | $5,957-92.6% | $10,264-95.7% | $5,124-91.4% |