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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,003 | $98,776-49.4% | $149,745-66.6% | $79,856-37.4% |
| Participation rate | 72.9% | 75.8%-2.9pp | 82.5%-9.6pp | 69.6%+3.3pp |
| Annual return | 25.21% | 27.38%-2.2pp | 276.72%-251.5pp | 31.71%-6.5pp |
| Employer contribution / active EE | $4,574 | $3,217+42.2% | $4,646-1.5% | $2,471+85.1% |
| Participant deferral / active EE | $10,484 | $5,681+84.5% | $6,843+53.2% | $3,741+180.3% |
| Admin fee / account holder | $5,592 | $6,053-7.6% | $9,312-40.0% | $5,306+5.4% |