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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,282 | $159,934-53.6% | $147,005-49.5% | $145,959-49.1% |
| Participation rate | 0.0% | 84.0%-84.0pp | 82.2%-82.2pp | 80.3%-80.3pp |
| Annual return | 15.67% | 98.24%-82.6pp | 418.76%-403.1pp | 561.95%-546.3pp |
| Employer contribution / active EE | $1,283 | $5,287-75.7% | $4,934-74.0% | $4,661-72.5% |
| Participant deferral / active EE | $3,954 | $8,427-53.1% | $8,070-51.0% | $6,689-40.9% |
| Admin fee / account holder | $17,340 | $15,053+15.2% | $13,006+33.3% | $13,398+29.4% |