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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 91-1035498 | Recordkeeping | $57,168 |
PACIFIC PORTFOLIO CONSULTING3 years Service code 26 · EIN 91-1577578 | Advisory (Participants) | $25,291 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,959 | $55,446+11.7% | $155,574-60.2% | $74,429-16.8% |
| Participation rate | 94.1% | 61.9%+32.2pp | 78.2%+15.9pp | 67.2%+26.9pp |
| Annual return | 14.60% | 269.20%-254.6pp | 64.87%-50.3pp | 1368.38%-1353.8pp |
| Employer contribution / active EE | $4,171 | $2,266+84.0% | $4,676-10.8% | $2,625+58.9% |
| Participant deferral / active EE | $8,395 | $2,836+196.0% | $5,629+49.1% | $4,348+93.1% |
| Admin fee / account holder | $406 | $1,743-76.7% | $15,914-97.4% | $1,944-79.1% |