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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,606 | $75,541+42.4% | $152,093-29.2% | $82,637+30.2% |
| Participation rate | 58.2% | 66.5%-8.3pp | 77.8%-19.5pp | 68.1%-9.8pp |
| Annual return | 19.95% | 32.56%-12.6pp | 66.36%-46.4pp | 53.51%-33.6pp |
| Employer contribution / active EE | $3,287 | $2,622+25.4% | $4,175-21.3% | $2,552+28.8% |
| Participant deferral / active EE | $3,562 | $3,206+11.1% | $5,451-34.7% | $4,126-13.7% |
| Admin fee / account holder | $3,376 | $6,405-47.3% | $14,497-76.7% | $7,339-54.0% |