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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,434 | $84,708-73.5% | $75,714-70.4% | $167,536-86.6% |
| Participation rate | 69.2% | 77.8%-8.6pp | 74.8%-5.6pp | 82.1%-12.9pp |
| Annual return | 13.93% | 199.62%-185.7pp | 104.62%-90.7pp | 478.82%-464.9pp |
| Employer contribution / active EE | $1,869 | $3,231-42.2% | $2,744-31.9% | $4,839-61.4% |
| Participant deferral / active EE | $2,310 | $4,577-49.5% | $3,820-39.5% | $6,342-63.6% |
| Admin fee / account holder | $2,510 | $5,358-53.2% | $3,619-30.6% | $12,315-79.6% |