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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,785 | $67,396-67.7% | $60,919-64.2% | $134,545-83.8% |
| Participation rate | 58.3% | 76.2%-17.9pp | 73.1%-14.8pp | 81.2%-22.9pp |
| Annual return | -16.70% | 50.12%-66.8pp | 16.96%-33.7pp | 418.37%-435.1pp |
| Employer contribution / active EE | $1,853 | $3,101-40.3% | $2,704-31.5% | $4,742-60.9% |
| Participant deferral / active EE | $2,287 | $4,534-49.6% | $3,814-40.0% | $6,401-64.3% |
| Admin fee / account holder | $25 | $4,590-99.5% | $3,228-99.2% | $11,431-99.8% |