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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,488 | $148,623+14.0% | $135,974+24.6% | $139,466+21.5% |
| Participation rate | 77.3% | 83.9%-6.6pp | 81.9%-4.6pp | 80.3%-3.1pp |
| Annual return | 19.53% | 79.30%-59.8pp | 68.30%-48.8pp | 373.66%-354.1pp |
| Employer contribution / active EE | $19,309 | $5,246+268.0% | $4,859+297.4% | $4,754+306.2% |
| Participant deferral / active EE | $19,865 | $8,103+145.2% | $7,760+156.0% | $6,712+196.0% |
| Admin fee / account holder | $3,761 | $12,406-69.7% | $10,767-65.1% | $11,409-67.0% |