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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,966 | $138,102-9.5% | $125,381-0.3% | $134,532-7.1% |
| Participation rate | 79.2% | 84.5%-5.3pp | 82.4%-3.2pp | 81.2%-2.1pp |
| Annual return | -20.48% | 750.73%-771.2pp | 572.31%-592.8pp | 418.27%-438.7pp |
| Employer contribution / active EE | $16,431 | $5,245+213.2% | $4,815+241.2% | $4,741+246.6% |
| Participant deferral / active EE | $11,770 | $7,801+50.9% | $7,448+58.0% | $6,401+83.9% |
| Admin fee / account holder | $2,244 | $11,568-80.6% | $10,007-77.6% | $11,429-80.4% |