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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,966 | $138,078-9.5% | $125,363-0.3% | $134,509-7.1% |
| Participation rate | 79.2% | 84.5%-5.3pp | 82.4%-3.2pp | 81.2%-2.1pp |
| Annual return | -20.48% | 750.49%-771.0pp | 572.15%-592.6pp | 418.13%-438.6pp |
| Employer contribution / active EE | $16,431 | $5,245+213.3% | $4,815+241.3% | $4,741+246.6% |
| Participant deferral / active EE | $11,770 | $7,800+50.9% | $7,447+58.0% | $6,400+83.9% |
| Admin fee / account holder | $2,244 | $11,566-80.6% | $10,005-77.6% | $11,427-80.4% |