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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,179 | $157,276-17.2% | $141,177-7.8% | $152,885-14.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.31% | 64.33%-41.0pp | 71.40%-48.1pp | 345.39%-322.1pp |
| Employer contribution / active EE | $19,973 | $5,262+279.6% | $4,736+321.8% | $4,763+319.3% |
| Participant deferral / active EE | $9,787 | $7,110+37.6% | $6,710+45.9% | $5,851+67.3% |
| Admin fee / account holder | $1,245 | $12,123-89.7% | $10,263-87.9% | $11,598-89.3% |