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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,442 | $110,379-83.3% | $102,412-82.0% | $145,884-87.4% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 11.13% | 24.84%-13.7pp | 24.94%-13.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,672 | $4,216-60.3% | $3,870-56.8% | $4,662-64.1% |
| Participant deferral / active EE | $3,723 | $5,622-33.8% | $5,060-26.4% | $6,690-44.3% |
| Admin fee / account holder | $463 | $9,745-95.3% | $8,388-94.5% | $13,392-96.5% |