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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,251 | $99,921-91.7% | $85,009-90.3% | $145,959-94.3% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 13.91% | 83.89%-70.0pp | 66.47%-52.6pp | 561.95%-548.0pp |
| Employer contribution / active EE | $1,191 | $3,233-63.2% | $2,728-56.4% | $4,661-74.5% |
| Participant deferral / active EE | $2,264 | $5,293-57.2% | $4,522-49.9% | $6,689-66.1% |
| Admin fee / account holder | $2,976 | $7,252-59.0% | $6,153-51.6% | $13,398-77.8% |