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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,251 | $100,139-91.8% | $85,187-90.3% | $145,884-94.3% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 13.91% | 84.15%-70.2pp | 66.67%-52.8pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,191 | $3,238-63.2% | $2,732-56.4% | $4,662-74.5% |
| Participant deferral / active EE | $2,264 | $5,296-57.2% | $4,525-50.0% | $6,690-66.2% |
| Admin fee / account holder | $2,976 | $7,262-59.0% | $6,162-51.7% | $13,392-77.8% |