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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,251 | $100,073-91.8% | $85,126-90.3% | $145,877-94.3% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 13.91% | 84.11%-70.2pp | 66.63%-52.7pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,191 | $3,236-63.2% | $2,731-56.4% | $4,663-74.5% |
| Participant deferral / active EE | $2,264 | $5,294-57.2% | $4,523-49.9% | $6,691-66.2% |
| Admin fee / account holder | $2,976 | $7,261-59.0% | $6,160-51.7% | $13,402-77.8% |