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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,113 | $73,848-32.1% | $143,799-65.2% | $68,486-26.8% |
| Participation rate | 46.0% | 66.7%-20.7pp | 80.3%-34.3pp | 67.9%-21.9pp |
| Annual return | -15.93% | 0.91%-16.8pp | -0.04%-15.9pp | -7.85%-8.1pp |
| Employer contribution / active EE | $1,004 | $3,184-68.5% | $4,952-79.7% | $2,597-61.3% |
| Participant deferral / active EE | $2,971 | $3,385-12.2% | $5,638-47.3% | $4,028-26.2% |
| Admin fee / account holder | $3,480 | $5,755-39.5% | $14,677-76.3% | $5,404-35.6% |