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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,582 | $77,638-78.6% | $156,551-89.4% | $62,881-73.6% |
| Participation rate | 59.2% | 71.2%-12.0pp | 84.0%-24.8pp | 69.3%-10.1pp |
| Annual return | 13.67% | 50.33%-36.7pp | 32.23%-18.6pp | 20.14%-6.5pp |
| Employer contribution / active EE | $1,115 | $3,444-67.6% | $5,501-79.7% | $2,281-51.1% |
| Participant deferral / active EE | $1,998 | $3,046-34.4% | $4,871-59.0% | $3,203-37.6% |
| Admin fee / account holder | $1,075 | $5,561-80.7% | $13,028-91.8% | $4,296-75.0% |