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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,953 | $84,236-71.6% | $170,435-85.9% | $70,126-65.8% |
| Participation rate | 62.8% | 70.8%-8.0pp | 83.6%-20.8pp | 69.5%-6.7pp |
| Annual return | 14.20% | 23.06%-8.9pp | 205.94%-191.7pp | 73.15%-58.9pp |
| Employer contribution / active EE | $1,153 | $3,387-66.0% | $5,432-78.8% | $2,343-50.8% |
| Participant deferral / active EE | $2,358 | $3,086-23.6% | $4,939-52.3% | $3,332-29.2% |
| Admin fee / account holder | $2,082 | $5,698-63.5% | $13,881-85.0% | $4,645-55.2% |