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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,481 | $58,391-70.1% | $76,657-77.2% | $72,975-76.0% |
| Participation rate | 74.0% | 67.4%+6.6pp | 72.1%+1.9pp | 69.5%+4.5pp |
| Annual return | 25.85% | 2306.65%-2280.8pp | 1166.74%-1140.9pp | 81.01%-55.2pp |
| Employer contribution / active EE | $937 | $1,787-47.6% | $2,303-59.3% | $2,440-61.6% |
| Participant deferral / active EE | $3,045 | $2,690+13.2% | $3,335-8.7% | $3,608-15.6% |
| Admin fee / account holder | $1,294 | $4,014-67.8% | $6,423-79.9% | $5,124-74.7% |