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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,977 | $63,082-66.7% | $81,716-74.3% | $79,852-73.7% |
| Participation rate | 61.1% | 67.5%-6.4pp | 72.0%-10.9pp | 69.6%-8.5pp |
| Annual return | 15.10% | 22.66%-7.6pp | 29.49%-14.4pp | 31.72%-16.6pp |
| Employer contribution / active EE | $1,974 | $1,795+9.9% | $4,310-54.2% | $2,471-20.1% |
| Participant deferral / active EE | $2,330 | $2,780-16.2% | $7,108-67.2% | $3,740-37.7% |
| Admin fee / account holder | $3,712 | $4,428-16.2% | $5,159-28.0% | $5,306-30.0% |