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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,244 | $90,606-84.3% | $79,466-82.1% | $135,379-89.5% |
| Participation rate | 85.7% | 76.0%+9.7pp | 73.3%+12.4pp | 82.6%+3.1pp |
| Annual return | -7.50% | 977.69%-985.2pp | 718.28%-725.8pp | 519.79%-527.3pp |
| Employer contribution / active EE | $524 | $3,068-82.9% | $2,800-81.3% | $4,779-89.0% |
| Participant deferral / active EE | $2,373 | $4,050-41.4% | $3,704-35.9% | $5,609-57.7% |
| Admin fee / account holder | $566 | $5,895-90.4% | $5,104-88.9% | $10,828-94.8% |