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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,234 | $177,353-92.5% | $158,226-91.6% | $198,609-93.3% |
| Participation rate | 76.2% | 77.0%-0.8pp | 74.8%+1.4pp | 82.4%-6.2pp |
| Annual return | 19.44% | 599.50%-580.1pp | 501.41%-482.0pp | 202.70%-183.3pp |
| Employer contribution / active EE | $1,973 | $3,239-39.1% | $2,986-33.9% | $5,055-61.0% |
| Participant deferral / active EE | $3,314 | $4,615-28.2% | $4,317-23.2% | $6,977-52.5% |
| Admin fee / account holder | $1,598 | $10,960-85.4% | $10,217-84.4% | $19,030-91.6% |