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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,973 | $80,812-56.7% | $160,784-78.2% | $82,448-57.6% |
| Participation rate | 19.4% | 66.2%-46.8pp | 77.0%-57.5pp | 68.1%-48.6pp |
| Annual return | 19.97% | 100.59%-80.6pp | 1803.92%-1783.9pp | 41.64%-21.7pp |
| Employer contribution / active EE | $0 | $2,174-100.0% | $3,733-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,939 | $4,335-55.3% | $6,293-69.2% | $4,139-53.2% |
| Admin fee / account holder | $818 | $7,695-89.4% | $9,717-91.6% | $7,234-88.7% |