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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,973 | $84,953-58.8% | $163,379-78.6% | $82,637-57.7% |
| Participation rate | 19.4% | 65.9%-46.5pp | 76.8%-57.4pp | 68.1%-48.6pp |
| Annual return | 19.97% | 23.07%-3.1pp | 63.41%-43.4pp | 53.51%-33.5pp |
| Employer contribution / active EE | $0 | $2,183-100.0% | $3,752-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,939 | $4,326-55.2% | $6,282-69.1% | $4,126-53.0% |
| Admin fee / account holder | $818 | $7,921-89.7% | $9,818-91.7% | $7,339-88.9% |