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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,360 | $99,875-63.6% | $146,866-75.2% | $86,983-58.2% |
| Participation rate | 89.5% | 75.8%+13.7pp | 82.5%+7.0pp | 69.5%+19.9pp |
| Annual return | 21.07% | 28.10%-7.0pp | 102.85%-81.8pp | 25.83%-4.8pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $10,057 | $6,322+59.1% | $7,759+29.6% | $4,194+139.8% |
| Admin fee / account holder | $7,557 | $7,838-3.6% | $13,620-44.5% | $7,856-3.8% |