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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,360 | $106,524-65.9% | $152,301-76.1% | $87,485-58.4% |
| Participation rate | 89.5% | 75.8%+13.7pp | 82.4%+7.0pp | 68.9%+20.5pp |
| Annual return | 21.07% | 26.89%-5.8pp | 80.50%-59.4pp | 26.06%-5.0pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $10,057 | $6,525+54.1% | $8,004+25.7% | $4,274+135.3% |
| Admin fee / account holder | $7,557 | $8,287-8.8% | $14,398-47.5% | $7,775-2.8% |