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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,681 | $91,424-62.1% | $135,942-74.5% | $71,495-51.5% |
| Participation rate | 92.6% | 75.7%+17.0pp | 81.9%+10.7pp | 67.9%+24.7pp |
| Annual return | 47.42% | 29.90%+17.5pp | 68.28%-20.9pp | 28.85%+18.6pp |
| Employer contribution / active EE | $1,660 | $3,704-55.2% | $4,858-65.8% | $2,589-35.9% |
| Participant deferral / active EE | $4,783 | $7,092-32.6% | $7,759-38.4% | $4,291+11.5% |
| Admin fee / account holder | $3,355 | $1,266+165.0% | $10,764-68.8% | $1,588+111.3% |