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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,135 | $99,957-63.8% | $149,715-75.9% | $73,493-50.8% |
| Participation rate | 80.0% | 75.7%+4.3pp | 82.5%-2.5pp | 70.7%+9.3pp |
| Annual return | 35.06% | 53.87%-18.8pp | 276.66%-241.6pp | 28.51%+6.6pp |
| Employer contribution / active EE | $1,024 | $3,191-67.9% | $4,645-78.0% | $2,270-54.9% |
| Participant deferral / active EE | $5,932 | $6,073-2.3% | $6,842-13.3% | $3,740+58.6% |
| Admin fee / account holder | $1,052 | $551+91.1% | $9,310-88.7% | $513+105.1% |