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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,277 | $159,978-2.9% | $147,041+5.6% | $145,978+6.4% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 11.17% | 98.36%-87.2pp | 419.21%-408.0pp | 550.52%-539.3pp |
| Employer contribution / active EE | $12,126 | $5,288+129.3% | $4,935+145.7% | $4,662+160.1% |
| Participant deferral / active EE | $7,313 | $8,429-13.2% | $8,071-9.4% | $6,690+9.3% |
| Admin fee / account holder | $354 | $15,053-97.6% | $13,006-97.3% | $13,400-97.4% |