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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,915 | $112,729-93.0% | $98,716-92.0% | $137,256-94.2% |
| Participation rate | 90.0% | 74.2%+15.8pp | 69.3%+20.7pp | 80.0%+10.0pp |
| Annual return | 26.73% | 38.48%-11.7pp | 31.81%-5.1pp | 220.34%-193.6pp |
| Employer contribution / active EE | $1,313 | $2,725-51.8% | $2,279-42.4% | $4,156-68.4% |
| Participant deferral / active EE | $2,133 | $4,640-54.0% | $4,048-47.3% | $6,407-66.7% |
| Admin fee / account holder | $1,268 | $10,129-87.5% | $8,703-85.4% | $12,270-89.7% |