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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,915 | $124,980-93.7% | $108,359-92.7% | $154,746-94.9% |
| Participation rate | 90.0% | 75.2%+14.8pp | 70.1%+19.9pp | 80.7%+9.3pp |
| Annual return | 26.73% | 45.00%-18.3pp | 36.89%-10.2pp | 172.34%-145.6pp |
| Employer contribution / active EE | $1,313 | $2,851-54.0% | $2,399-45.3% | $4,379-70.0% |
| Participant deferral / active EE | $2,133 | $4,743-55.0% | $4,137-48.5% | $6,730-68.3% |
| Admin fee / account holder | $1,268 | $11,502-89.0% | $9,741-87.0% | $14,365-91.2% |