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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,996 | $93,589-61.5% | $135,942-73.5% | $75,181-52.1% |
| Participation rate | 86.5% | 75.2%+11.3pp | 81.9%+4.5pp | 67.2%+19.3pp |
| Annual return | 26.53% | 30.90%-4.4pp | 68.28%-41.7pp | 160.69%-134.2pp |
| Employer contribution / active EE | $3,077 | $3,537-13.0% | $4,858-36.7% | $2,671+15.2% |
| Participant deferral / active EE | $7,844 | $6,405+22.5% | $7,759+1.1% | $4,126+90.1% |
| Admin fee / account holder | $1,846 | $6,977-73.5% | $10,764-82.9% | $5,650-67.3% |