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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,374 | $98,766-89.5% | $149,730-93.1% | $79,852-87.0% |
| Participation rate | 86.7% | 75.8%+10.9pp | 82.5%+4.2pp | 69.6%+17.0pp |
| Annual return | 0.00% | 27.43%-27.4pp | 276.70%-276.7pp | 31.72%-31.7pp |
| Employer contribution / active EE | $1,273 | $3,217-60.4% | $4,645-72.6% | $2,471-48.5% |
| Participant deferral / active EE | $5,478 | $5,681-3.6% | $6,843-19.9% | $3,740+46.5% |
| Admin fee / account holder | $2,767 | $6,052-54.3% | $9,310-70.3% | $5,306-47.8% |