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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,366 | $76,368-83.8% | $67,681-81.7% | $154,746-92.0% |
| Participation rate | 94.1% | 79.0%+15.2pp | 73.7%+20.4pp | 80.7%+13.4pp |
| Annual return | 22.66% | 1066.77%-1044.1pp | 590.58%-567.9pp | 172.34%-149.7pp |
| Employer contribution / active EE | $0 | $3,151-100.0% | $2,678-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,224 | $4,824-12.4% | $3,976+6.2% | $6,730-37.2% |
| Admin fee / account holder | $656 | $8,559-92.3% | $6,100-89.2% | $14,365-95.4% |