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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,222 | $176,077+194.9% | $159,455+225.6% | $167,518+209.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.08% | 331.83%-316.8pp | 263.63%-248.6pp | 478.71%-463.6pp |
| Employer contribution / active EE | $13,848 | $5,298+161.4% | $4,830+186.7% | $4,838+186.2% |
| Participant deferral / active EE | $25,000 | $7,751+222.5% | $7,353+240.0% | $6,342+294.2% |
| Admin fee / account holder | $20,650 | $12,556+64.5% | $10,800+91.2% | $12,312+67.7% |