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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,503 | $135,956+23.2% | $123,894+35.2% | $273,972-38.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.55% | 56.63%-47.1pp | 47.52%-38.0pp | 41.46%-31.9pp |
| Employer contribution / active EE | $15,960 | $5,170+208.7% | $4,617+245.7% | $4,869+227.8% |
| Participant deferral / active EE | $22,116 | $6,343+248.7% | $5,984+269.6% | $5,287+318.3% |
| Admin fee / account holder | $4,135 | $9,817-57.9% | $8,357-50.5% | $10,133-59.2% |