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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 1478 STONE POINT DRIVE · ROSEVILLE, CA 95661 | Advisory (Participants) | $31,507 |
WITHUMSMITH+BROWN, PC2 years Filed as: PATTILLO BROWN & HILL Service code 15 · EIN 74-1130599 401 W HWY 6 · WACO, TX 76710 | Recordkeeping | $15,935 |
Filed as: MID ATLANTIC TRUST COMPANY Service code 10 · EIN 27-3169253 1251 WATERFRONT PLACE · PITTSBURGH, PA 15222 | Accounting | $6,301 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,905 | $95,404-26.7% | $113,397-38.4% | $82,637-15.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 16.06% | 19.08%-3.0pp | 23.20%-7.1pp | 53.51%-37.4pp |
| Employer contribution / active EE | $24,989 | $2,307+983.3% | $2,977+739.3% | $2,552+879.1% |
| Participant deferral / active EE | $12,873 | $4,220+205.1% | $5,076+153.6% | $4,126+212.0% |
| Admin fee / account holder | $480 | $9,168-94.8% | $11,957-96.0% | $7,339-93.5% |