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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,884 | $80,985-37.2% | $96,576-47.3% | $75,181-32.3% |
| Participation rate | 98.6% | 71.8%+26.8pp | 76.0%+22.7pp | 67.2%+31.4pp |
| Annual return | 19.51% | 27.05%-7.5pp | 25.87%-6.4pp | 160.69%-141.2pp |
| Employer contribution / active EE | $15,533 | $2,282+580.5% | $2,965+423.9% | $2,671+481.7% |
| Participant deferral / active EE | $7,020 | $3,929+78.7% | $4,851+44.7% | $4,126+70.1% |
| Admin fee / account holder | $4,611 | $6,719-31.4% | $8,253-44.1% | $5,650-18.4% |