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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,949 | $82,288+90.7% | $68,794+128.1% | $134,509+16.7% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -17.92% | -2.19%-15.7pp | -6.37%-11.5pp | 418.13%-436.1pp |
| Employer contribution / active EE | $1,591 | $3,301-51.8% | $2,656-40.1% | $4,741-66.4% |
| Participant deferral / active EE | $11,000 | $4,738+132.1% | $3,941+179.1% | $6,400+71.9% |
| Admin fee / account holder | $792 | $6,482-87.8% | $4,934-84.0% | $11,427-93.1% |