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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,138 | $91,037-53.7% | $71,671-41.2% | $147,585-71.4% |
| Participation rate | 50.0% | 76.1%-26.1pp | 68.7%-18.7pp | 82.8%-32.8pp |
| Annual return | 73.98% | 20.48%+53.5pp | 20.65%+53.3pp | 578.57%-504.6pp |
| Employer contribution / active EE | $1,190 | $3,327-64.2% | $2,460-51.6% | $4,876-75.6% |
| Participant deferral / active EE | $14,250 | $4,498+216.8% | $3,438+314.5% | $5,439+162.0% |
| Admin fee / account holder | $72 | $8,613-99.2% | $5,558-98.7% | $10,885-99.3% |