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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,650 | $108,882-79.2% | $96,754-76.6% | $154,746-85.4% |
| Participation rate | 56.3% | 75.1%-18.8pp | 70.3%-14.0pp | 80.7%-24.5pp |
| Annual return | 15.34% | 98.39%-83.1pp | 82.04%-66.7pp | 172.34%-157.0pp |
| Employer contribution / active EE | $457 | $3,018-84.9% | $2,679-82.9% | $4,379-89.6% |
| Participant deferral / active EE | $2,671 | $5,323-49.8% | $4,758-43.9% | $6,730-60.3% |
| Admin fee / account holder | $2,098 | $10,200-79.4% | $8,905-76.4% | $14,365-85.4% |