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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,663 | $93,117-89.6% | $77,096-87.5% | $134,532-92.8% |
| Participation rate | 46.7% | 74.5%-27.8pp | 67.9%-21.3pp | 81.2%-34.6pp |
| Annual return | -3.12% | 62.67%-65.8pp | 42.35%-45.5pp | 418.27%-421.4pp |
| Employer contribution / active EE | $473 | $3,420-86.2% | $2,814-83.2% | $4,741-90.0% |
| Participant deferral / active EE | $1,495 | $5,241-71.5% | $4,429-66.2% | $6,401-76.6% |
| Admin fee / account holder | $454 | $6,948-93.5% | $5,428-91.6% | $11,429-96.0% |