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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,876 | $100,073-76.1% | $85,126-72.0% | $145,877-83.6% |
| Participation rate | 38.5% | 74.1%-35.6pp | 67.5%-29.1pp | 80.3%-41.8pp |
| Annual return | 15.98% | 84.11%-68.1pp | 66.63%-50.7pp | 551.28%-535.3pp |
| Employer contribution / active EE | $710 | $3,236-78.1% | $2,731-74.0% | $4,663-84.8% |
| Participant deferral / active EE | $2,894 | $5,294-45.3% | $4,523-36.0% | $6,691-56.8% |
| Admin fee / account holder | $3,152 | $7,261-56.6% | $6,160-48.8% | $13,402-76.5% |