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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,164 | $217,432-77.8% | $185,849-74.1% | $167,536-71.3% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 8.77% | 148.42%-139.6pp | 122.10%-113.3pp | 478.82%-470.0pp |
| Employer contribution / active EE | $4,004 | $5,875-31.8% | $5,169-22.5% | $4,839-17.2% |
| Participant deferral / active EE | $8,780 | $6,357+38.1% | $5,569+57.7% | $6,342+38.4% |
| Admin fee / account holder | $4,669 | $19,818-76.4% | $16,244-71.3% | $12,315-62.1% |