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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,119 | $73,848-49.7% | $143,799-74.2% | $68,486-45.8% |
| Participation rate | 41.4% | 66.7%-25.3pp | 80.3%-38.9pp | 67.9%-26.5pp |
| Annual return | -11.07% | 0.91%-12.0pp | -0.04%-11.0pp | -7.85%-3.2pp |
| Employer contribution / active EE | $1,907 | $3,184-40.1% | $4,952-61.5% | $2,597-26.6% |
| Participant deferral / active EE | $3,102 | $3,385-8.4% | $5,638-45.0% | $4,028-23.0% |
| Admin fee / account holder | $4,462 | $5,755-22.5% | $14,677-69.6% | $5,404-17.4% |