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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,747 | $175,231-45.9% | $149,696-36.7% | $139,466-32.1% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 14.30% | 166.77%-152.5pp | 134.46%-120.2pp | 373.66%-359.4pp |
| Employer contribution / active EE | $14,490 | $5,478+164.5% | $4,821+200.6% | $4,754+204.8% |
| Participant deferral / active EE | $6,500 | $6,521-0.3% | $5,682+14.4% | $6,712-3.2% |
| Admin fee / account holder | $519 | $16,155-96.8% | $13,212-96.1% | $11,409-95.4% |