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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,630 | $180,462-74.2% | $154,111-69.7% | $135,379-65.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.67% | 888.17%-894.8pp | 735.18%-741.9pp | 519.79%-526.5pp |
| Employer contribution / active EE | $13,576 | $6,036+124.9% | $5,298+156.2% | $4,779+184.1% |
| Participant deferral / active EE | $12,333 | $5,806+112.4% | $5,081+142.8% | $5,609+119.9% |
| Admin fee / account holder | $321 | $16,145-98.0% | $13,411-97.6% | $10,828-97.0% |