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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,871 | $62,592-68.3% | $85,709-76.8% | $85,847-76.9% |
| Participation rate | 28.0% | 61.1%-33.1pp | 69.9%-41.9pp | 69.3%-41.3pp |
| Annual return | 14.94% | 23.77%-8.8pp | 21.49%-6.6pp | 318.61%-303.7pp |
| Employer contribution / active EE | $589 | $1,755-66.5% | $2,619-77.5% | $2,565-77.1% |
| Participant deferral / active EE | $1,479 | $2,802-47.2% | $3,924-62.3% | $3,952-62.6% |
| Admin fee / account holder | $846 | $4,643-81.8% | $6,876-87.7% | $6,261-86.5% |