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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,057 | $82,314-75.6% | $68,808-70.9% | $134,532-85.1% |
| Participation rate | 34.8% | 75.1%-40.3pp | 69.0%-34.2pp | 81.2%-46.4pp |
| Annual return | -19.78% | -2.18%-17.6pp | -6.37%-13.4pp | 418.27%-438.0pp |
| Employer contribution / active EE | $991 | $3,301-70.0% | $2,656-62.7% | $4,741-79.1% |
| Participant deferral / active EE | $2,005 | $4,740-57.7% | $3,942-49.1% | $6,401-68.7% |
| Admin fee / account holder | $350 | $6,484-94.6% | $4,936-92.9% | $11,429-96.9% |