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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,975 | $185,312-83.3% | $161,489-80.8% | $154,746-80.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 27.08% | 103.84%-76.8pp | 89.72%-62.6pp | 172.34%-145.3pp |
| Employer contribution / active EE | $2,354 | $4,769-50.7% | $4,268-44.9% | $4,379-46.3% |
| Participant deferral / active EE | $14,743 | $6,350+132.2% | $5,630+161.9% | $6,730+119.0% |
| Admin fee / account holder | $584 | $18,654-96.9% | $16,006-96.4% | $14,365-95.9% |