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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,298 | $110,248+96.2% | $95,728+125.9% | $139,456+55.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 30.30% | 27.16%+3.1pp | 28.40%+1.9pp | 373.45%-343.1pp |
| Employer contribution / active EE | $2,282 | $3,258-30.0% | $2,835-19.5% | $4,753-52.0% |
| Participant deferral / active EE | $8,271 | $4,675+76.9% | $4,245+94.9% | $6,711+23.2% |
| Admin fee / account holder | $1,550 | $6,607-76.5% | $5,673-72.7% | $11,407-86.4% |