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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,060 | $121,677+15.1% | $104,625+33.9% | $158,966-11.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 42.57% | 465.58%-423.0pp | 340.60%-298.0pp | 302.95%-260.4pp |
| Employer contribution / active EE | $4,334 | $3,165+36.9% | $2,681+61.6% | $4,762-9.0% |
| Participant deferral / active EE | $8,460 | $4,175+102.6% | $3,738+126.4% | $5,983+41.4% |
| Admin fee / account holder | $936 | $7,777-88.0% | $6,465-85.5% | $11,250-91.7% |