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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,018 | $109,411-62.5% | $89,435-54.1% | $158,982-74.2% |
| Participation rate | 68.8% | 74.3%-5.5pp | 68.0%+0.8pp | 82.0%-13.2pp |
| Annual return | 46.04% | 345.68%-299.6pp | 245.55%-199.5pp | 302.99%-257.0pp |
| Employer contribution / active EE | $5,353 | $3,173+68.7% | $2,587+106.9% | $4,763+12.4% |
| Participant deferral / active EE | $6,785 | $4,600+47.5% | $3,890+74.4% | $5,983+13.4% |
| Admin fee / account holder | $3,007 | $6,159-51.2% | $4,884-38.4% | $11,252-73.3% |