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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,938 | $49,897-44.0% | $80,648-65.4% | $75,177-62.8% |
| Participation rate | 79.7% | 55.3%+24.4pp | 67.0%+12.7pp | 67.2%+12.5pp |
| Annual return | 17.53% | 34.68%-17.2pp | 937.21%-919.7pp | 160.75%-143.2pp |
| Employer contribution / active EE | $5,463 | $1,699+221.6% | $2,724+100.6% | $2,671+104.5% |
| Participant deferral / active EE | $3,276 | $2,992+9.5% | $4,443-26.3% | $4,126-20.6% |
| Admin fee / account holder | $1,495 | $3,579-58.2% | $5,382-72.2% | $5,651-73.6% |